Car Insurance Compare
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When you are looking for car insurance and have poor credit, then in the vast majority situations this shouldn't affect the car insurance premium that they charge you.
Nearly all motor insurers are only looking at your driving record, for example, whether you have some convictions and the number of years without a claim etc.
That is how the insurance companies determine your individual fee, by examining your motoring history.
Your credit record does not matter to them provided that you can pay the fee.
The single possible difference could be that the provider may request that you give the premium at the start instead of allowing you a monthly prearranged debit alternative.
Bear in mind that all but a few motor insurers - much like home insurers - run checks on your financial file. However, this is purely for the prevention of fraud and they will do this as a matter of routine for everyone who requests insurance. The check will prove that you have properly identified yourself. For instance, the insurance company can find out that you are reported to be staying at the same residence that you had mentioned on your motor insurance proposal form.
Credit checks such as these will not affect your credit rating down the road.
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